Individual Management Of Vested Benefits.

Do not throw away your retirement capital
Even now "Mr. and Mrs. Swiss" are still wasting huge amounts in their pension provisions. Thus they miss out on a higher old age pension, because they allow their pension fund assets to lie for years in vested benefits accounts with poor interest rates. Do not make the same mistake. Benefit from the opportunity for individual management of your vested benefit capital (portfolio solution), securing the best possible return on your retirement capital. You too can use the advantages of individual management of your vested benefit capital, adapted to your personal situation in life.

Vested benefits portfolio: 4,5% p.a.
(target rate of return, not guaranteed) medium-term to long-term investment orientation, optimized return thanks to individual management

Vested benefits policy: 2% p.a.
long-term orientation, guaranteed minimum interest rate (ca. 1.5-2%)

Vested benefits account: 1,5% p.a.
short-term orientation, preferential interest rate (ca. 1.25-1.5%)

Further information on the subject of vested benefits

Cosmopolitan Vermögensverwaltungs AG
House of Finance · Rütistrasse 20 · CH-9050 Appenzell
Telefon +41 (0)71 353 35 15 · Telefax +41 (0)71 353 35 18 · welcome@cosmopolitan.ch

	**Vested benefits portfolio: 4,5% p.a.** (target rate of return, not guaranteed) medium-term to long-term investment orientation, optimized return thanks to individual management
	**Vested benefits policy: 2% p.a.** long-term orientation, guaranteed minimum interest rate (ca. 1.5-2%)
	**Vested benefits account: 1,5% p.a.** short-term orientation, preferential interest rate (ca. 1.25-1.5%)

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Individual Management Of Vested Benefits.